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Ruiz Getman Law Policyholder Trial Unit
786.881.2261

Policyholder exclusive · Miami · Palm Beach · Statewide

First-Party Property Trial Lawyers

The Insurance Company Has Lawyers. You Should Too.

Ruiz Getman Law is a courtroom-first practice for Florida policyholders. We convert denied and underpaid claims into trial-ready cases with disciplined discovery, judge-specific strategy, and relentless presentation.

  • First-party fact chronologies engineered within seven days of onboarding.
  • Judge-specific motion banks preloaded before the first case management conference.
  • Trial demonstratives pressure-tested with mock jurors before mediation or settlement talks.
Digital fortress for policyholders · Never for carriers
Trial war room footage · Attorneys preparing evidentiary binders

Live trial triage queue · Sunday, December 7, 2025

Trial response in < 1 business day

Trial Pack Components

  • Carrier conduct timeline
  • Expert witness roster
  • Jury instruction matrix

The Verdict Ticker

Our juries send messages to carriers—often by name.

Allstate · $4.2M verdict · Miami-Dade water loss Citizens · $1.8M settlement · mold + roof portfolio Universal · Defense verdict avoided on day 3 · custom home fire Heritage · 19-building Hurricane Ian recovery · mediated night before trial

Choose your fight

We only represent policyholders—pick the battle you are in.

Denied Claims

We stabilize evidence, trigger statutory bad-faith rights, and script trial themes that expose carrier gamesmanship.

  • Litigation holds issued within 48 hours
  • Carrier witness impeachment kits
  • Pre-suit demands aligned with jury instructions

Underpaid Claims

We rebuild damages with engineers, CPAs, and contractors to show juries the money left on the table.

  • Dynamic damages engines for ALE, BI, and ordinance upgrades
  • Expert strike force ready for Daubert
  • Venue-specific negotiation briefs

Bad Faith & Delay

We frame carrier conduct for the jury by threading CRNs, internal emails, and policy promises.

  • Carrier conduct dossiers with timeline reconstructions
  • Motion banks targeting institutional delay tactics
  • Post-verdict enforcement for fees + interest

Narrative Journey

Disaster → Denial → Fight → Victory

We built the homepage to mirror your claim story so every stage feels guided, not chaotic.

The Disaster

Hurricanes, electrical fires, plumbing failures—we collect photo, drone, and sensor data before the carrier can spin it.

The Denial

We decode the denial letter, tie it to policy language, and prep civil remedy notices that preview our trial theory.

The Fight

Voir dire strategy, expert choreography, and demonstratives are rehearsed long before the call to trial.

The Victory

Verdicts, settlements at the courthouse steps, or post-trial enforcement—policyholders exit with leverage.

Qualification Wizard

Check your claim status in three steps.

An interactive concierge to prep your preliminary evaluation before we get on the phone.

Step 1 · Loss Type

Step 2 · Carrier Response

Step 3 · Contact

Trial Metrics

Every number tracks toward the day we pick a jury.

We quantify venue tendencies, carrier settlement bands, and expert throughput to know if a case belongs in a courtroom or at a bargaining table.

14

first-party jury trials active statewide this quarter.

38%

of matters settled within 10 days of trial call after Daubert rulings.

11

expert disciplines retained and prepped in-house.

$62M

in verdicts and trial-stage recoveries in the last 12 months.

Trial Programs

Purpose-built pods to get first-party property cases trial ready.

Select the module you need or deploy the complete trial stack.

Trial Readiness Lab

Comprehensive file scrub, privilege sorting, and issue charts mapped to Florida jury instructions for first-party property claims.

Book lab

Carrier Conduct Dossier

Depositions, CRNs, and bad-faith patterns compiled into exhibits that frame the carrier for the jury.

See dossier flow

Mock Jury War Room

Venue-specific focus groups with real-time feedback, visual aid testing, and voir dire scripts.

Schedule session

Expert Strike Force

Coordinated engineer, CPA, and contractor testimony packages with visuals ready for trial exhibits.

Meet the leads

Damages Engine

Dynamic damages models translating remediation, ALE, BI, and ordinance upgrades into jury-friendly charts.

View sample

Post-Verdict Enforcement

Judgment enforcement, fee-shift petitions, and appeals safeguarding trial wins for policyholders.

Understand enforcement

Methodology

The litigation arc we run on every first-party property file.

Every sprint ends at a courtroom, even if the carrier settles first.

01 · Evidence Stabilization

Secure inspection data, expert findings, and adjuster communications under privilege while litigation holds are issued.

02 · Theory Build

Craft breach and bad-faith themes aligned with venue pattern instructions, then script direct and cross examinations.

03 · Trial Sequencing

Lock witness order, demonstratives, voir dire, and motions in limine with judge-specific intel.

04 · Verdict Execution

Run trial, preserve appellate issues, and pursue fee-shift recovery plus interest collection.

Need a trial team to parachute in pre-call?

Engage the unit

Proof Points

Trial-stage outcomes for first-party property clients.

Miami Condominium Water Loss

$4.2M jury verdict

Carrier pushed ACV only. Our expert ladder and impeachment clips secured full replacement cost and attorneys' fees.

  • Venue: Miami-Dade
  • Trial days: 6
  • Fees + interest awarded

Hurricane Ian Commercial Portfolio

19-building settlement on eve of trial

Peer pressure voir dire plans and Daubert motions moved the carrier off delay tactics.

  • Cycle: 74 days to trial call
  • 97% docs digitized for exhibits

Custom Home Fire

Defense verdict avoided

Our cross of the carrier's cause-and-origin expert exposed unsupported assumptions, resulting in confidential mid-trial settlement.

  • Venue: Palm Beach County
  • Settled day 3 of trial
Ruiz Getman Law trial team

The trial lawyers who will stand in front of your jury.

Attorney Amy Ruiz

Amy Ruiz

First-chair trial lawyer focused exclusively on first-party property and bad faith. Known for meticulous voir dire and motion practice.

  • Board Certified in Construction Law
  • Lead counsel on 25+ property trials
  • Frequent lecturer on carrier bad-faith tactics
Attorney Daniel Getman

Daniel Getman

Electrical engineer turned trial attorney handling complex loss modeling, expert integration, and closing arguments.

  • Admitted Southern, Middle, Northern Districts
  • 15 jury trials to verdict
  • Bilingual trial presentation (English/Spanish)
Request firm resume

All intakes reviewed by a trial lawyer within 24 hours. No outsourcing.

Client Stories

Video testimonials from homeowners and business owners.

David vs. Goliath outcomes told in their own words.

Elena · Miami condo board president

“They stepped in sixty days pre-trial, rebuilt our exhibit list, and delivered a verdict that forced the carrier to rewrite its playbook.”

Marcus · Public adjuster partner

“Voir dire prep and expert choreography were the difference between settling cheap and walking into trial with leverage.”

Chandra · Custom homeowner

“The jury understood the engineering because Ruiz Getman simplified every demonstrative without losing detail.”

Engagement Models

Fee structures built around first-party trial work.

We follow Florida Bar contingency guidelines and statutory fee-shift opportunities for prevailing policyholders.

  • Trial Readiness Review: Flat fee from $9,500 depending on record size.
  • Trial Engagement: Contingency 10-30% or statutory fee recovery plus cost reimbursement.
  • Co-Counsel Support: Hourly $525 partner · $325 associate for targeted trial tasks.

Trial Surge Team

Ideal for firms or policyholders needing an experienced unit shortly before trial.

  • Case room migration
  • Witness outlines and crosses
  • Demonstrative design
  • Co-counsel integration
Secure the team

Battle Plans

Content hubs for every type of property loss.

Hurricane & Wind

Guides covering roof anchoring evidence, drone surveys, and appraisal deadlines.

Open battle plan

Fire & Smoke

Cause-and-origin playbooks, expert witness scripts, and code upgrade arguments.

Open battle plan

Water & Mold

Moisture mapping workflows, hygienist coordination, and ALE storytelling.

Open battle plan

Business Interruption

Revenue reconstruction tools, supply-chain affidavits, and executive testimony prep.

Open battle plan

Insights

Field notes for first-party property trials.

Trial Playbook

Voir dire techniques that surface carrier bias

Practical question sets and strike strategies we use across Florida venues.

Request briefing

Strategy Memo

2025 statutory shifts impacting property trials

How recent appraisal and notice statutes change the story we tell juries.

Discuss implications

War Room Notes

Building demonstratives juries actually use

Lessons from recent verdicts on simplifying ALE, BI, and ordinance claims.

Get the notes

FAQ

Answers for policyholders heading to trial.

We have stepped in as little as 30 days pre-call. Earlier notice lets us refresh discovery and expert disclosures.

Yes. We try HO3, DP3, condo, and large commercial property claims statewide.

We frequently co-counsel. Roles are defined up front so trial responsibilities are clear.

Yes. We pursue judgments, fees, and appeals to secure the win.

Contact

Direct line to the trial unit.

Complete the intake form or call 786.881.2261. A trial lawyer responds within one business day.

  • Office: 333 SE 2nd Ave, Miami, FL 33131
  • Satellite: 515 N Flagler Dr, West Palm Beach, FL 33401
  • Email: intake@rglawfl.com

Submitting this form does not create an attorney-client relationship. Do not include confidential facts.

Policies & Compliance

Privacy Policy

We collect only the data you submit plus standard analytics. Data is encrypted in transit and deleted upon written request unless retention is required by law.

Terms & Conditions

Website content is informational. Engagement requires a signed fee agreement. We may decline any matter for conflict or capacity reasons.

Arbitration Clause

Any dispute arising from website use or engagement terms is subject to binding arbitration in Palm Beach County, Florida under AAA Commercial Rules. Parties split fees evenly.

Data Export Clause

Clients may request an export of their digital trial rooms in CSV/PDF format. Delivery occurs within 10 business days absent extraordinary circumstances.